****Due to the extremely volatile mortgage market all programs may not be available. Please check with our staff about currently available programs****

Loan Programs

• Residential 1st and 2nd Mortgages
• Refinance (cash-out up to 80% same rates)
• No-income Verification loans
• Conforming & Non-conforming Loan Products
• VA Loan Specialists 
• First Time Homebuyers Programs, 97% LTV
• 100% Financing Programs 
• Manufactured Home Loans
• Construction Perm Loans
• Construction Perm/Owner Builder Loans
• Lot Loans
• Foreign Nationals
• Second Home Loans
• Investor Loans
• Non-conforming Condo Loans
• B, C and D Credit Programs
• Special Credit Circumstances Programs
• 100% Home Equity Loans
• Equity Lines of Credit (up to 100% LTV) (prime at 90% LTV)
• Pool Loans
• 100% Home Equity Loans on Condos (Vacation or 2nd homes included)

Fill out a short application on line to get pre-approved for a mortgage loan and a estimate on closing cost.  If you want more information on our loan programs you just fill out the feedback form.